Funding moments

Goals

Take advantage of “hot” moments of clients' need for finance to offer immediate loans.

Quantitative and qualitative analysis of the customers' situation at the time prior to the request for financing, in order to detect the types of expenses or movements that identify the situations that generate the need for liquidity for the customer. Design of the most appropriate commercial actions to commercially exploit the opportunities detected.

Increase in the granting of financing by Laboral Kutxa to customers with an adequate credit rating, generating an increase in income and an optimisation of the use of digital and face-to-face channels for product sales.